2022年專升本英語閱讀理解練習(xí)題(3.18)

　　2022年專升本部分省份政策都已經(jīng)公布，英語科目對于大家來說是非常重要的，好學(xué)校小編為大家整理了專升本英語練習(xí)題，2022年參加專升本的同學(xué)可以積累下。

　　閱讀理解：

　　In Western countries people have been using the installment(分期付款) plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by the installment. In the U.S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.

　　The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment(首期付款) when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.

　　Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and each of the following installments to discourage people from buying more than they can pay for on the installment plan.

　　問題：

　　1.Which of the following is NOT true about the installment plan?

　　A.A lot of British families use the installment plan.

　　B.More than 10 percent American families buy things on installments.

　　C.Americans depend more on installment than British people do.

　　D.Americans spend more than one tenth of their income on installment buying.

　　【參考答案】B

　　[考點]事實細節(jié)題

　　【精析】B 根據(jù)第一段第二句可知，許多英國家庭使用分期付款計劃購買家具、家庭用品等，所以選項A正確;根據(jù)第一段最后一句可知，美國人比英國人更依賴分期付款，他們把自己超過10%的收入用于分期付款計劃上，而不是超過10%的美國家庭都分期付款買東西，所以選項C、D正確，選項B錯誤。故選B。

　　2. Goods bought on installments are more expensive than goods bought by cash because ___.

　　A.the buyer has to pay extra money as interest

　　B.the delivery of the goods charges extra money

　　C.the buyer has to pay a down payment

　　D.the service offered by the installment plan is much better

　　【參考答案】A

　　[考點]事實細節(jié)題

　　【精析】A 根據(jù)第二段前兩句可知，分期付款買東西要比現(xiàn)金付款貴，因為分期付款是要付利息的。故選A。

　　3. What will happen to a buyer if he fails to make the full payment for an item bought on installments?

　　A.He might lose his job.

　　B.He will not own the item he has bought.

　　C.He will have to sell what he has bought.

　　D.He will go into debt.

　　【參考答案】B

　　[考點]推理判斷題

　　【精析】B 根據(jù)第二段最后一句“The legal ownership of the goods remains with the seller until the final payment has been made.”可知，商品的法定所有權(quán)在購買者付完最后一筆錢之前仍然屬于賣家。由此可推知，不付完所有的錢，購買者將不能擁有那件東西。故選B。

　　4. The advantage of installment buying might include all the following EXCEPT that ___.

　　A.purchasing power is strengthened

　　B.employment might be increased

　　C.people develop a good habit of saving money

　　D.young couples are able to furnish their homes

　　【參考答案】C

　　[考點]事實細節(jié)題

　　【精析】C 根據(jù)第三段第二、三句可知，選項A、B、D正確。分期付款其實是刺激人們消費的，因此選項C(使人們養(yǎng)成省錢的好習(xí)慣)不是其優(yōu)點。故選C。

　　5. In some countries, the governments control the installment plan to ___.

　　A.increase employment

　　B.increase people's income

　　C.ensure that businesses make good profits

　　D.ensure that people can pay for what they buy

　　【參考答案】D

　　[考點]推理判斷題

　　【精析】D 根據(jù)最后一段最后一句可知，政府控制分期付款計劃就是為了使人們不買太多超過他們支付能力的東西，以免引起各種危機，即確保人們支付得起想買的東西。故選D。